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Terms of Use

Effective date: February 23, 2026

1. Acceptance of Terms

By accessing and using this website (fadiopgenorth.com), you agree to be bound by these Terms of Use. If you do not agree to these terms, do not use this site. We reserve the right to modify these terms at any time. Continued use of the site following any changes constitutes acceptance of the revised terms.

2. Nature of Content

All content on this site — including blog posts, service descriptions, portfolio items, and any other written or visual material — is provided for general informational purposes only.

Nothing on this site constitutes professional advice. Specifically:

  • Content is not accounting advice, tax advice, or audit guidance, even though the site owner holds a CPA license.
  • Content is not legal advice, financial planning advice, or investment advice.
  • Content does not create a CPA-client relationship, attorney-client relationship, or any other professional services relationship.
  • Service descriptions on this site describe consulting capabilities and are not offers to perform licensed professional services.

Any engagement for professional services requires a separate, signed agreement with explicitly defined scope, terms, and deliverables. No professional services relationship exists unless and until such an agreement is fully executed by both parties.

3. CPA Disclaimer and Regulatory Disclosure

Fadi Opgenorth holds a Certified Public Accountant (CPA) license in the state of Oregon (License #15395). The existence of this license does not mean that any content on this website, any communication through this website, or any interaction initiated through this website constitutes the practice of public accounting or the rendering of professional accounting services.

Professional accounting services — including but not limited to auditing, attestation, tax preparation, tax advisory, and financial statement compilation or review — are only provided under separate engagement agreements with clearly defined scope and terms. This website is a marketing and informational platform, not a vehicle for delivering licensed professional services.

To the maximum extent permitted by law, the operator of this site expressly disclaims any representation, warranty, or implication — whether arising from the use of the CPA designation, the content of this site, or any communication initiated through this site — that the operator is authorized to perform, offering to perform, or holding out to perform public accountancy or attestation services as part of, or in connection with, the business conducted through this website. The use of the CPA designation on this site is solely to indicate the professional background and qualifications of the operator as permitted under OAR 801-030-0005(5)(a) and does not indicate authorization to perform public accountancy or attestation services through this business or occupation.

No CPA-client relationship, accountant-client relationship, or any other professional services relationship is created by: visiting this website, reading any content on this website, submitting any form on this website, subscribing to the newsletter, scheduling or attending any call booked through this website, or any other interaction with this website or its operator through channels provided on this website.

4. No Guarantees or Warranties

All content, services descriptions, and materials on this site are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

  • Implied warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy, completeness, or reliability of any content

Claims regarding efficiency gains, time savings, or operational improvements described on this site (e.g., percentage reductions in reporting time, workflow automation outcomes) represent goals, projections, or results achieved in specific contexts. They are not guarantees of future performance and should not be relied upon as such. Actual results will vary based on your organization's systems, data, processes, and circumstances.

5. Limitation of Liability

To the maximum extent permitted by applicable law:

(a) Fadi Opgenorth, his affiliates, and any associated entities (including Happy Valley AI Holdings) shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of this website, reliance on any content, or interactions with any third-party services linked from this site.

(b) This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise), even if we have been advised of the possibility of such damages.

(c) In no event shall our total liability to you for all claims arising from or related to this site exceed $100 USD.

(d) This limitation of liability applies to damages arising from: use or inability to use the site, any content on the site, any third-party services or tools accessed through the site, unauthorized access to or alteration of your data or transmissions, or any other matter relating to the site.

6. Third-Party Links and Services

This site contains links to third-party websites and services (including but not limited to Cal.com, Buttondown, LinkedIn, and GitHub). These links are provided for convenience only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party site or service. Your use of third-party services is governed entirely by their respective terms of service and privacy policies. We accept no liability for any loss or damage arising from your use of any third-party service.

7. Intellectual Property

All original content on this site — including text, graphics, logos, images, and the overall design and layout — is the property of Fadi Opgenorth and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this site without prior written consent. Brief quotations with attribution for non-commercial purposes (e.g., citing a blog post) are permitted under fair use.

8. User Submissions

Any information you submit through this site (via contact forms, newsletter signups, or scheduling tools) is subject to our Privacy Policy. By submitting information, you represent that: the information you provide is accurate, you have the authority to provide it, and your submission does not violate any applicable law or third-party rights.

9. Indemnification

You agree to indemnify, defend, and hold harmless Fadi Opgenorth, his affiliates, and any associated entities from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to: your use of this site, your violation of these Terms, your violation of any applicable law, or your violation of any third-party rights.

10. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Oregon, United States, without regard to conflict of law principles. Any disputes arising from or related to these Terms or your use of this site shall be subject to the exclusive jurisdiction of the state and federal courts located in Multnomah County, Oregon. You consent to personal jurisdiction in these courts and waive any objection to the convenience of such forum.

11. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, severed from these Terms. All remaining provisions shall continue in full force and effect.

12. Entire Agreement

These Terms of Use, together with the Privacy Policy, constitute the entire agreement between you and Fadi Opgenorth regarding your use of this site, superseding any prior agreements or understandings.

13. Contact

For questions about these terms:

Fadi Opgenorth
Email: fadi@fadiopgenorth.com
Location: Portland, Oregon